The insurance company handling your personal injury claim is not on your side. While this should not come as a surprise to you, the tactics insurance adjusters use to minimize the worth of your injury might be surprising. The list below is meant to show you some of the techniques used during settlement negotiations against claimants without an attorney. Insurance adjusters know that unrepresented claimants are more likely to settle for less, and adjusters are eager to take advantage of this fact. A personal injury lawyer brings knowledge and experience to the table of which adjusters are wary. Insurance carriers know they cannot fool an attorney into settling for less. Effective negotiations between your lawyer and the insurance company are more likely to result in a fair settlement for you than if you were attempting to handle the claim yourself.