Pain and suffering are only part of the trauma that accompanies an accidental injury.  Though paychecks stop, there is no relief from the bill collector.  Suffering a financial setback at a time of physical disability can have a devastating impact emotionally.

In calculating a fair settlement for an injury victim, Jim Katz includes compensation to cover pain, suffering, financial hardship and likely future complications. 

He knows an accident hurts in so many ways.